Anyway...
Once again this is from a two page statement showing the activity in Carol's and her 2nd husband's bank account. They were spending more than what the Pershing brokerage disbursements and Carol's teacher's pension was bringing in in December and November. However, they still had funds somewhere in savings or investment accounts to draw upon to cover the difference. There were 5 withdrawals less than a thousand dollars, 4 deposits a tad under $7K and two checks. We can see a transfer from another account on 1/7/2015 of $500. The payments from this account covered insurance and medicare and something AT & T was providing.
Once again, I believe a lot of their day to day shopping and needs were done via another account, credit maybe, or Gene's account that I am not privy to or don't have copies of. During the conservatorship scramble, we discovered a credit card account that had a couple of thousand owed on it. We're sure there is another out there, but they are both dead and not going to get anything.
What we don't see in this statement is the hospitalization of Carol and Gene. They both had health emergencies and were hospitalized. There is a lot I don't know because Carol was incapacitated at the time and Gene was uncooperative and at times wanted nothing to do with his wife's children. His relationship with the local adult child, Sonya was hostile. There were moments where it seemed that they would patch up and make up and rally for the sake of Carol, but no. Gene died a bitter angry man whose only known family were his hospitalized wife and her adult children.
After February 2015, in March the spending patterns change, drastically. I'm probably not going to post February 2015 because it is more of the same and looks similar to December and January.
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